Important Disclaimers and Legal Information

Past performance does not guarantee future results

Financial planning involves inherent risks and individual results may vary significantly based on personal circumstances

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website. Any reliance you place on such information is strictly at your own risk.

Information Accuracy and Currency

We endeavor to keep the information on our website current and accurate. However, we cannot guarantee that all information will be error-free or continuously updated. Information may change without notice.

  • Market conditions and financial regulations change frequently
  • Personal financial situations vary significantly between individuals
  • Economic factors may impact the relevance of general guidance

Limitation of Liability

To the fullest extent permitted by applicable law, Lumorindavex shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or our services.

This limitation includes but is not limited to damages for loss of profits, goodwill, use, data, or other intangible losses resulting from:

  • Use or inability to use our service or website
  • Unauthorized access to or alteration of your data
  • Statements or conduct of third parties on the service
  • Any other matter relating to the service or website

Professional Financial Advice Disclaimer

The content on this website does not constitute professional financial, investment, tax, or legal advice. Our subscription service provides general financial planning guidance and consultation, but should not replace personalized advice from qualified professionals.

Always seek the advice of qualified professionals regarding your specific financial situation, investment decisions, tax planning, and legal matters.

External Links and Third-Party Content

Our website may contain links to external websites that are not provided or maintained by Lumorindavex. These links are provided for your convenience and informational purposes only.

We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites and are not responsible for their content or services.

No Warranties

This website and our services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability or fitness for a particular purpose
  • Warranties that the service will be uninterrupted or error-free
  • Warranties regarding the accuracy or reliability of any information provided

Governing Law and Jurisdiction

These disclaimers and your use of this website are governed by the laws of Canada and the province in which our services are provided.

Governing Law: Laws of Canada and applicable provincial legislation

Jurisdiction: Canadian courts have exclusive jurisdiction over any disputes

Provincial regulations may apply depending on your location within Canada

User Indemnification

You agree to defend, indemnify, and hold harmless Lumorindavex and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our website or services.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remainder of this disclaimer will remain in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to this website.

Your continued use of our website after any changes constitutes acceptance of the modified disclaimer.

Contact Information

If you have questions about this disclaimer or our services, please contact us using the information below:

Email: contact@lumorindavex.com

Phone: +1 416 766 87 04

Address: 92 Financial District, Toronto, ON M5H 2N2

Last Updated: July 10, 2025